Services – Home Inspection Services of Southwest Florida
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Comprehensive Home Inspection

 

When buying or selling a home, you’re embarking on a major financial event!

BUYERS, our goal is to make you as informed as possible about the home that you’re considering with our Comprehensive Buyer Inspection.  This report serves three purposes:

 

  • Our home inspection report keeps you from buying a money pit
    1. We inform you of deficiencies, both major and minor, that may be costly to correct or hazardous if not corrected
  • Our home inspection report becomes a negotiation tool
    1. Buyers typically choose anywhere from 1 to 3 items that they 1)want corrected prior to closing; 2)want money deducted from the asking price (for corrections to be made by them after closing; or 3)want money placed into escrow to pay for corrections after closing.
  • Our home inspection report turns into a repair list
    1. Our report is a system-by-system report designed for you to hand any section to the corresponding tradesman for quoting repairs.
    2. Buyers typically choose items that are major and need corrected immediately, need to be corrected within the year, or need to be corrected within three years.

In addition to all of our inspectors being state licensed, they are all trained and certified by a board Certified Master Inspector® (CMI), State Certified General Contractor and Roofing Contractor, and State Licensed Home Inspector, Mold Assessor, and Radon Measurement Specialist.

 

For your peace of mind and assurance that you’ve made the right choice, we include the following warranties for FREE with every comprehensive home inspection:

 

90 Day Structural and Mechanical, RecallChek, SewerGard, MoldSafe, 5yr Platinum Roof, and 200% Satisfaction Guarantee

What are you waiting for?  Schedule Now!

 

SELLERS, our goal is to help you sell your home and get the most for it with our Comprehensive Seller Inspection.  Here’s how it works:

  • We perform a Comprehensive Home Inspection and provide a printed report
  • The seller reviews the report, then makes whatever repairs or corrections that they desire, retaining all receipts
  • The seller places the report and receipts (or multiple copies) in a clearly visible location, like the kitchen counter to show what repairs have been completed
  • We place a sign on your lawn that says “Pre-Listing Certified”
  • We also can provide insurance reports (4pt, Wind Mitigation, etc.) and change the information to the buyers information after the sale.

With all of that, who wouldn’t want to buy your home?  Schedule Now!

Insurance Inspections

 

Florida’s insurance is known for being difficult to navigate. We’re here to help! The two main insurance inspections requested are the Four Point inspection and the Wind Mitigation Inspection. Additionally, some insurers may require a Roof Condition Certification or Tie-Down Verification Inspection.

Four Point Inspection:

 

  • Typically required on homes that are 30 years or older, when initially establishing insurance or changing insurance underwriters
  • Designed to help the insurance underwriter determine the level of risk that they are considering insuring.
  • We report the age, condition, and life expectancy of the roof, air conditioning, plumbing, and electric. We also report any noticeable hazards.  We do not fully evaluate any component or system.
  • While 4pt inspection reports do not expire, most underwriters do not accept them older than one year.
  • During the inspection, we need to access the attic, the electrical panel, the water heater, and under sinks.
  • Items that most underwriters “don’t like” and deem to increase risk are single strand aluminum wiring, Federal Pacific Electric (FPE) Stab-Lok panels, and Polybutylene plumbing supply lines.

No one wants a 4pt inspection.  However, you may need one to obtain homeowner’s insurance.  So if you need one, call us today!

 

Wind Mitigation Inspection:

 

  • Solely designed for obtaining discounts on the wind portion of your homeowners insurance.
  • Florida Statute 627.0629 (http://www.leg.state.fl.us/statutes/index.cfm?App_Mode=Display_Statute&URL=Ch0627/Sec0629.htm&StatuteYear=2001) requires underwriters to issue insurance premium discounts on homes with certain construction features.
  • Form OIR 1802-B-1 went into effect in February 2012 and it valid for up to 5 years
  • The information gathered and reported is:
    • Building Code: The date of construction (which year of Florida Building Code the home was built to)
    • Roof Covering: The date and permit number for when the roof was installed
    • Roof Deck Attachment: How the roof deck or sheathing is attached to the trusses (plywood or boards, 6d nails or 8d nails, 6” nail spacing or 12” nail spacing)
    • Roof to Wall Attachment: How the trusses are connected to the exterior walls (toe-nail, clips, single wrap strap, etc.)
    • Roof Geometry: The main shape of the roof (hip, gable, or flat)
    • Secondary Water Resistance (SWR): The presence or absence of a peel and stick membrane applied to the roof sheathing prior to the roof covering being installed.
    • Opening Protection: The presence or absence of impact rated material or shutters on all glazed and non-glazed openings (windows, doors, skylights, etc.)

Let’s save you some money!  Call to schedule your wind mitigation inspection today!

 

Roof Condition Certification:

 

Some insurance underwriters will require a roof condition certification (roof inspection) on mobile homes or any home that doesn’t have proof (a permit) that the roof is less than 20 years old.  We complete form CIT RCF-1 09 12 and draft a system specific letter if needed.

All of our roof certifications and roof letters are signed by a Florida State Certified Roofing Contractor.

Have your roof report done right the first time by a licensed roofer!  Call to schedule today!

 

Tie-Down Certification:

 

Some insurance underwriters will require a tie-down certification on mobile homes.  They require that the tie-down connections and components (anchors, straps, piers, etc.) are in good condition and installed in accordance with FS320.8325 and DMV Chapter 15C-1.0104.

All of our tie-down certifications are signed by a Florida State Certified General Contractor.

Have your tie-down inspection done right the first time by a licensed GC!  Call to schedule today!

Environmental Inspections

Mold Inspections:

 

Should you have a mold inspection with indoor air sampling?  In most cases, if visible mold growth is present, sampling is unnecessary.  However, mold can be hiding at unseen water leaks and moisture intrusion locations and making your family sick.  Common symptoms

If your home has elevated levels of mold spores or toxic mold, your remediation project starts and finishes with the Mold Assessor, so choose wisely.

Level I – Early Mold Exposure Symptoms

 

The following symptoms are commonly reported with short-term or low levels of exposure to Fungus, Mold, Mycotoxins, or Mycobacterium.

  • Headaches
  • Eye Irritation
  • Sneezing
  • Itching
  • Skin Redness
  • Skin Rash

 

Level II – Advanced Mold Exposure Symptoms

 

The following symptoms are commonly associated with persons having exposure to Fungus, Mold, Mycotoxins, or Mycobacteria, with either short-term high levels of exposure, or long term low levels of exposure.

  • Breathing Disorders
  • Nose Bleeds
  • Ear Infections
  • Chronic Sinusitis
  • Chronic Bronchitis
  • Pain in Muscles and Joints
  • Asthma
  • Nausea
  • Vomiting
  • Diarrhea
  • Coughing up Blood or Black Looking Debris
  • Neurological Disorders
  • Nervous Disorders
  • Heart Palpitations
  • Blurred Vision
  • Swollen Glands
  • Weight Loss
  • Chronic Fatigue
  • Loss of Appetite
  • Depression
  • Open Skin Sores or Lesions
  • Fungal Nails (Hands or Feet)
  • Sexual Dysfunction
  • Thyroid Conditions

Level III – Late Mold Exposure Symptoms

 

The following symptoms of Mold exposure are common for persons with long term and high levels of exposure to Fungus, Mold, Mycotoxins, or Mycobacterium.

  • Blindness
  • COPD
  • Hypersensitivity Pneumonitis
  • Kidney Failure
  • Liver disease
  • Cancer
  • Histoplasmosis
  • Memory Loss (long-term)
  • Bleeding Lungs
  • Brain Damage
  • Death

Advanced mold sickness can occur due to one or more factors:

 

1. Exposure to a contaminated environment and failing to receive the proper treatment
2. A person is in the “High Risk” or “Special Needs” category regarding exposure

 

According to the Centers for Disease Control (CDC), National Institute for Occupational Safety and Health (NIOSH), and the United States Environmental Protection Agency (EPA), certain people fall into a health risk category where exposure to fungus, mold, mycotoxins, and mycobacterium can be devastating to their health and has been documented as the cause of deaths in the United States.
Those categories may include, but are not limited to the following:

  • Expectant mothers
  • Children under the age of fifteen (15) years of age
  • Adults over the age of fifty-eight (58) years of age
  • Persons whom have cancer
  • Persons who are undergoing chemotherapy
  • Persons using cancer therapy drugs
  • Diabetics
  • Burn Victims
  • Persons diagnosed as “Immunocompromised, or Immunosuppressed”
  • Persons with ARC related illnesses
  • HIV Positive persons
  • Alcoholics / recovered or recovering alcoholics
  • Persons suffering from Cirrhosis of the liver
  • Persons suffering from Liver disorders / disease
  • Persons suffering from Kidney disorders / disease
  • Persons with Asthma
  • Persons with COPD
  • Persons on, or having been on Steroid therapy
  • Stroke victims
  • Heart attack victims
  • Organ transplant patients
  • Persons with endometriosis

Note* Persons who are athletic may also be at higher risk. Different levels of physical conditioning and physical activities may allow those persons to breathe microbial fine particulates deeper into their lungs during times of physical exertion when working out in an indoor water damaged or contaminated environment.

(The previous information was obtained from here http://ntced.org/symptoms-mold-exposure/)

Our normal process is as follows:

  1. Mold Inspection:
    1. Site visit, occupant interviews, thermal image scanning, moisture measurements, and relative humidity measurements.
    2. Obtain surface and air samples to send to the lab for evaluation to determine the types and quantities of mold spores that are present in the indoor air.
    3. Discuss findings when results are returned and develop a course of action if needed.
  2. Protocol:
    1. If remediation is required or recommended, we can develop a written protocol for remediation. Mortgage and insurance companies typically require a protocol for remediation.
  3. Remediation:
    1. While we do not perform the remediation, as it can be viewed as a conflict of interest, as part of the protocol we monitor the remediation process to help insure that the protocol is followed.
  4. Clearance Testing:
    1. To help ensure that remediation has been successfully performed and that no mold remains, we perform a clearance test using the initial results as a baseline for comparison. This is typically the final requirement prior to reassembling the repair area.

Protect yourself.  Protect your family.  Protect your home.  Be informed.  Call us to schedule today.

 

For more information on mold, visit www.MoreMoldInfo.com or call us at 863-494-1560

Radon

Radon is a serious health hazard with a simple solution.

 

Radon is the 2nd leading cause of lung cancer.  Scientists estimate that 15,000 to 22,000 radon related lung cancer death occur each year in the United States alone.  Most U.S. EPA lifetime safety standards for carcinogens are established based on a 1 in 100,000 risk of death. Most scientists agree that the risk of death for radon at 4 pCi/L is approximately 1 in 100. At the 4 pCi/L EPA action guideline level, radon carries approximately 1000 times the risk of death as any other EPA carcinogen. It is important to note that the action level is not a safe level, as there are no “safe” levels of radon gas.

 

What is radon?

 

Simply put, radon is a cancer-causing radioactive gas. You cannot see, smell or taste radon, but it may be a problem in your home. The Surgeon General has warned that radon is the second leading cause of lung cancer in the United States today. If you smoke and your home has high radon levels, you’re at high risk for developing lung cancer. Some scientific studies of radon exposure indicate that children may be more sensitive to radon. This may be due to their higher respiration rate and their rapidly dividing cells, which may be more vulnerable to radiation damage.

 

Should you test for radon?

 

Testing is the only way to know your home’s radon levels. There are no immediate symptoms that will alert you to the presence of radon. It typically takes years of exposure before any problems surface. The US EPA, Surgeon General, American Lung Association, American Medical Association, and National Safety Council recommend testing your home for radon because testing is the only way to know your home’s radon levels.

Testing consists of keeping the home closed and measuring the radon levels for a 48 hour period.  The EPA recommends remediating if measurements are found to be 4 pCi/L or higher.

 

What if you do have radon?

 

If elevated radon levels are found in your home, a radon remediation contractor should be consulted.  The usual solution is to install a ventilation system from below the slab to through the roof, creating a negative pressure.

 

Be informed.  Protect your family.  Call us today at 863-494-1560 to find out what your radon measurement levels are.

WARRANTIES

FREE with every Comprehensive Home Inspection.

  • RecallCheck

    RecallCheck® is the first service for consumer recalls in the United States and had compiled over 210 million recalls from public records, to create a fail-safe system to check for dangerous flaws with home appliances. Better yet, this service is FREE FOR LIFE, even on new appliances!

  • 90 Day Warranty

    This warranty covers many structural and mechanical items, so even if they are fine at the time of inspection, if there is an issue after move-in, there’s warranty coverage in place with a $0 deductible.

  • Sewer Gard

    Offered for a period of 90 Days following the date of the inspection, SewerGard covers your water line and sewer line against failure due to normal wear and tear, giving you peace of mind.

  • Homeowners Resource

    To thank you for using our inspection services, you will receive a lifetime membership to Home Owners Resource absolutely FREE. If you have a question about your house, we have the answer! Plus, you’ll automatically receive our Utility Concierge Service as well, saving you time and hassle.

  • MoldSafe

    If you move in to your new home and mold is present that was not found when inspected, you’re covered for remediation up to $2000.

  • Platinum Roof Protection Plan

    Our Platinum Roof Protection Plan handles the repair of leaks to your home’s roof for a period of 5 years following the date of inspection.